Cumbria Insurance Brokers Ltd Motor Trade

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Motor Trade

If you had to arrange separate cover for every vehicle that comes under your responsibility, it would be very difficult to get any work done. Motor Trade Insurance exists so that mechanics, valets, car importers and salvage dealers can protect their operations with greater ease. With a policy arranged by Cumbria Insurance, this task can be all the more simple. 

Road risks only works in the same way a private motor insurance policy might, providing the basic but essential cover of third party only, third party fire and theft and comprehensive cover, allowing you to trade legally and drive your own vehicles as well as any vehicles under your responsibility as a business. 

A combined Motor Trade Insurance incorporates the basics of road risks cover into an all-encompassing policy for your business, to include other useful covers such as material damage and business interruption. 

Both options can enrol all employees onto the policy providing they meet the minimum age requirements, so that they are able to legally drive any business vehicles or vehicles under their responsibility, such as a customer’s car.

Our trained experts at Cumbria Insurance can explain all options available to you, as well as outlining any exclusions, so that you can be absolutely clear on how your business is protected. The type of cover you can expect with your Motor Trade policy includes:


  • Stock including vehicles
  • Business premises
  • Road risks
  • Employers’ Liability
  • Public and Product Liability
  • Engineering Inspection
  • Legal Expenses


If you work in the motor trade and want to know how a Motor Trade Insurance policy can work for you, then we’d like to hear from you.